Tips to Buying Your First Pieces of Gold And Silver

Although there are other precious metal coins as an investment, mostly old European gold bullion coins, they should be avoided by most investors. Gold Eagles are the best selling bullion coins in the world, as millions of investors have made them their preferred investment.

Gold bullion coins, on the other hand, sell at small premiums over the value of their gold content and make the best gold investments.

When investors search the Internet for information about coins as an investment, they often are confused by the many sites that promote numismatic and collector coins, which sell at high premiums to their precious metal content. Today, American Gold Eagles are the best selling gold investment bullion coins in the world.

For readers interested in investing in precious metals, there is lots of specific information about the various bullion coins available as precious metal investments. Mexican 50 Pesos and Austrian 100 Coronas are lesser known bullion coins, which often can be bought at smaller premiums than Krugerrands, make excellent gold investments.

Precious metal coins as an investment provide hedges against currency debasement and devaluation. Canadian Maple Leafs, once nearly as popular as Gold Eagles, have fallen into disfavour as investments because the coin’s design results in the coins being easily scratched and damaged.

The World Gold Council’s Gold Investment Digest (GID) is the leading quarterly industry analysis on precious metal price performance on a historical basis and relative to other global financial assets. Less-known gold as an investment coins include Australian Kangaroo/Nuggets, Austrian Philharmonics, and Hungarian 100 Koronas (sister coins to the Austrian 100 Coronas).

When considering investing in silver you may want to check out 90% silver coins. Although not bullion, circulated pre-’65 U.S. 90% silver coins, (commonly referred to as junk silver coins because they have no collector value, essentially are bullion silver investments because $1,000 face value (a “bag”) yields right at 715 ounces of pure silver when refined.

Investors who buy 100-oz silver bars generally ignore the survival aspect of owning silver, which comes with owning pre-1965 U.S. 90% silver coins and 1-oz silver rounds. 10-oz silver bars provide features of both silver investment bars and of survival forms (junk 90% coins and 1-oz rounds).

Now more than ever before, gold and silver investments are shining as flocks of investors enter the market in order to protect themselves from a potential collapse of the United States economy.

Silver Jewelry Trends, Tips to Buying Sterling Silver Jewelry

Silver jewelry trends have taken a rise in demand and especially the Sterling silver is the most popular. It is used widely to make jewelry and is prominent owing to its durability, affordability and appearance. Sterling is a mixture of metals, a typical alloy containing silver of 92.5% in weight, while the remaining weight of 7.5% includes other metals, mainly copper to give strength. The fact stays that though it is prominent, the jewelry is not equally created and so buyers of sterling silver should consider looking for online and in-store before setting on silver jewelry items. These depend on three factors:

Determining Quality and Authenticity

As the first point, look for the hallmark. In the U.S. silver is mostly marked featuring 925,.925, or 92.5, a small engraving. This is a way of knowing it is genuine sterling silver. The other countries follow different standards. Thus paying attention is a must for any jewelry.

Another important part is to look for a word “plated.” In case, it says ‘silver-plated’ it means it is coated in silver to get the appearance and is not sterling. In fact, it is a piece made of copper, nickel and other metals. The coating of silver will wear away.

To check the quality construction of the silver jewelry, do inspect the pieces. Test the clasps to know if they are secure and easy to open. Also place the chains flat to check for bends or kinks and ensure the earrings are not bent and appear straight.

Sterling silver jewelry that is new should appear shiny and must not show any tarnish signs. Tarnish does not refer to poor quality, but it means a little cleaning is required.

Buying Jewelry Online

Sterling jewelry can be bought online, but it is a must to research websites. You will find genuine online retailers offering a good selection of silver jewelry. At the same time many department stores and brick-and-mortar jewelry offer for sale their products online.

Shopping for a ring implies you must know the ring size before buying. Online you can find information about item measurements and details. There may be photos also to see from different angles.

Go through the return policy. Authentic sites list with the product details the return policy or it will appear in a separate page. Ensure there is way to return the piece, if it is damaged while receiving or you dislike it.

Buying Sterling Silver in-store

Research local stores selling silver jewelry and find a dedicated jewelry store. Seek recommendations from family or friends before buying sterling silver jewelry. It helps to get localized recommended websites

Visit and inspect the jewelry pieces. Look for the hallmark, test the backings and clasps. Use a magnifying glass to inspect more carefully.

Ask for details about the jewelry piece and get details about the composition of the jewelry piece. Ask for return policy and get one in writing.