7 Tips for Safe Online Shopping

Today, buying online is the way to go. You have a great collection of things to buy. Plus, you can bargain. The shipping is fast and security is high. You can even return the products that are damaged. As a matter of fact, shopping is a lot easier today. However, those who are unfamiliar with how the online buying works may be an easy target for cyber criminals who steal money from people through phishing frauds and other tricks. Given below are a few tips to buy online safely. Read on.

1. Use Familiar Websites

If you have never purchased from an online store before, we suggest that you start at an online store that is trusted all over the world. For instance, you can buy at Amazon. This is one of the biggest online stores of the world where you can buy anything. Other good names include Home Depot, Best Buy and Target, just to name a few. Make sure type the correct URL of the site.

2. Look for the SSL Lock

It’s a good idea to stay away from a website that doesn’t have the SSL encryption. For instance, if the website URL begins with HTTPS instead of HTTP, you can buy from it safely. Moreover, the website URL will have a locked padlock in it. Another important thing is that you must never send your credit card information through email.

3. Don’t Give too much information

Reliable online stores never ask for a buyer’s birthday or social security number. If a scammer gets your credit card number and social security number, be ready to suffer a big loss. With this information, it will be a lot easier for them to steal your identity. If possible, make sure you give the least information when buying online.

4. Check Statements

Check your credit card statements on a regular basis. Make sure the statements don’t have any fraudulent charges. If you notice something unusual, make sure you call the bank immediately to get the matter resolved. If you are going to buy with a credit card, make sure the charges are accurate.

5. Scan Your PC

Make sure you have an anti-virus program installed on your computer. This is important if you want protection against malware. The anti-virus should be the most recent version.

6. Use Strong Passwords

Make sure your password is a non-dictionary word. It shouldn’t be an easy to guess term. It is even more important when you are going to buy online. If possible, use a combination of letters and numbers. You passwords should be over 8 letters.

7. Avoid Public Terminals

It’s not a good idea to use a public computer in order to buy something from an online store. But if you have to use a public terminal, make sure you sign out after each session. This is equally important even if you went online just to check your email inbox.

So, if you follow these 7 tips, you will be safe when buying stuff online.

7 Tips to Help You Enjoy a Safe Online Shopping Experience

Buying online offers a great shopping experience. You can enjoy lower prices and the package is delivered to your doorstep in a couple of days if not hours. Given below are a few tips that can help you enjoy a safer online buying experience.

1. Use a Secure Connection

First of all, make sure your computer is free of any malicious software or your password may get stolen. Despite the risk, only a fraction of US residents protect their computers from viruses. So, it’s better that you use a secure connection and keep your firewall always on.

2. Buy from a Reputable Merchant

Buying from a reputable merchant is a must. After all, you don’t want to end up compromising on the safety of your credit card details. All you need to do is do your homework before buying from a new merchant. If the store you are going to buy from is not reputable, look for a different store.

3. Avoid Unreasonable Offers

If an offer seems too good to be true, leave it. The prices offered by a store should be fair. If the prices are unreasonably low, know that something is fishy. Often, disreputable online stores sell items at unreasonably low prices. You should keep away from such scammers.

4. Don’t Forget to read the Terms and Conditions

Before you buy a gift card, make sure that the store is legitimate. Also, you may not want to forget reading the terms and conditions. They will help you make the right choice. After all, you don’t want to end up paying for hidden charges.

5. Don’t Work with a Seller that asks for too much information

When buying online, you have to provide a lot of required details like your email address, mobile number, shipping address, and payment method. However, if a merchant asks for additional information, close the page and walk away.

For instance, if you are asked for your driver’s license number, social security information and bank account information, know that they are scammers.

6. Create a Unique, Strong Password

Often, you have to create an account when buying online. Typically, signing up is not mandatory. It’s better to place your order and check out without creating an account unless you are the regular buyer of the store. Even if you choose to create an account, make sure your password is unique and strong.

7. Use your Credit Card or PayPal

It’s always a great idea to use your credit card to buy online. Actually debit cards don’t come with enough security, unlike a credit card. If someone makes unauthorized transactions using your credit card information, your bank will limit your liability to $50. On the other hand, your debit card will not offer this protection. So, you can either use your credit card or PayPal for making payments.

So, make sure you follow these tips when buying online to ensure you are always on the safe side. Hopefully, these tips will help you enjoy a safe online buying experience.