Beneficial Tips To Use As You Purchase Your Next Auto

Everyone loves a new car, but almost no one enjoys shopping for one. Knowledge makes it more enjoyable, though. Going through the tips here is a great place to begin. Don’t let a salesperson talk you into buying a vehicle you can’t afford. Many people get hoodwinked into buying a sports car because salespeople say the person looks good in it. Remember, the salesperson is after a commission.

Make sure you do some research on a dealer prior to making an offer. If you are familiar with their financing choices and trade-in policy in advance, you will negotiate from a stronger position. Also, knowing about the customer reviews will assist you in avoiding getting scammed. Never pay full price for a car. This number is not an accurate reflection of what each dealer believes it can get from you. Bring a friend that is a good negotiator if that is not your strong point. Have a ballpark figure in mind before you go.

Test the merchandise before you buy. This will give you a feel of how good the car drives. It’s possible that the vehicle has some defect or issue that might affect the way it handles on the road. When you are looking for a car to purchase, make sure that any vehicle you consider is equipped with the latest safety features. The brakes and suspension are two things to take into account when car shopping. Check for air bags too, in the event of an accident. Safety is important since you will be in this vehicle a lot. Bring someone with you when you are shopping for a car. Have a friend or family member go with you to assist in asking the important questions and negotiating a price. Brief your companion on your vehicle needs and how much you have available to spend.

Put the Internet to work for you. There is a wide variety of cars and car information available online. Find out all you are able to about the cars you are interested in before you go and look at them. By researching online, you can find specs, gas mileage data, resell value, ratings and almost any other information that you desire. Few things are as exciting and overwhelming as the process of trying to find a new vehicle. The Internet is often your best friend in this situation. You can look up a variety of vehicles and compare prices right from your home. Many online sites offer side-by-side comparisons and other features to guide you through the selection process. This will help you to figure out what cars you should actually go out and visit a dealership to test drive.

Be cautious about giving out your social security number. It is common for car dealers to ask for this right away and use it to pull your credit. If you do not purchase a vehicle at this dealership, then your chances of obtaining the best deal at another dealership can be damaged because the credit run will be shown. Make sure the deal is ready before you start spouting out your Social. Most people would agree that buying a car is not their favorite activity. Actually, with preparation and the right mindset, you can shop for a car, truck or SUV with relatively little stress.

Horse Riding Lesson Guide – Got Buyer’s Remorse? 5 Tips About Your Purchase Contract

As an attorney, I am often asked by newcomers taking horse riding lessons, what are the buyer’s legal rights when they buy a horse. You are governed by contract law which is defined in your state. It is imperative to have a written contract so that your agreement is less ambiguous and easier to define.

Generally speaking, and one of the most important horse riding lessons is that the buyer purchases a horse “AS IS”, meaning that the duty is on you, the buyer, to examine the horse prior to the purchase. Any defects gone unnoticed and found after the purchase are not a cause of action for a law suit against the seller. It is truly a “buyer beware” situation!

Of course, any agreement can change the “as is” nature of the transaction. You may include in your purchase contract, for example, that the horse is 8 years old and suitable for a child to ride. If you later find out that the horse is actually 15 years old and was used by the seller as in gymkhana events, you may very well have a cause of action against the seller!

1. The more you can get in writing, the better. At a minimum you should expect to receive a Bill Of Sale in which the horse is identified by name, age, breed, color, sex and any other identifying traits that distinguish him from another horse. If any of those elements of the contract are later found to be untrue, you may have a cause of action if the breach is material. For example, if the horse is said to be 6 years old and in fact he is 5 years old, you may not be damaged in the eyes of the law. If the horse is said to be 6 years old and he is in fact 18, you would be damaged because you are buying a horse whose lifespan is significantly less than you expected.

2. If you can prove (that’s the hard part) that the seller engaged in fraud, you can overcome a written contract just as in other civil contract cases. Fraud is difficult to prove, however, because it requires that you show the seller made an intentional misrepresentation designed to make you buy the horse. For example, if the seller knows the horse has navicular disease, yet tells the buyer he is totally sound, the buyer has a cause of action if he can prove the seller’s knowledge of that fact.

3. Besides the written contract, look also at the advertisement the seller may have published. The ad could contain specific statements that could be interpreted as part of the bargain. For example, a buyer who purchased a horse advertised as having “no vices” could likely successfully sue the seller if, immediately after the purchase, the horse turns out to be a terrible cribber. Even if the contract says you are buying the horse “as is”, the written ad would likely give the buyer recourse anyway.

4. If the seller has a higher, specific duty to you, then you may have recourse as well. If the seller was also your instructor, he or she has an affirmative duty to help you buy the right horse above and beyond the normal seller’s contractual obligations.

5. Determine whether the seller is subject to the UCC? The Uniform Commercial Code governs the sales of goods from “merchants”. In the horse business, a merchant would be someone who makes a regular income with horse transactions, like breeders and livestock agents. If the UCC applies, then the transaction will come with two implied warranties: merchantability and fitness for a particular purpose. This will mean that, regardless of the contract, the horse must be reasonably sound and healthy as well as suited to the buyer’s purpose. These can only be excepted if done so in writing in the contract. So, look for that language!

Do not lose your head when it comes to buying a horse. This is the first horse riding lesson everyone should learn! Think things through and get it all in writing!

For more information on contracts go to http://www.horsebacklessonsguide.com or http://www.equestrianriderguide.com