How to Buy Used Cars? A Definitive Guide to Buy an Excellent Used Car Without Overpaying

Before we answer this commonly asked question, just think about what is better for you. It is obvious that you have 2 options; a brand-new car or a used car. As a well known fact, buying a brand-new car can make you lose some money because the price of the brand-new car will be depreciated as soon as you buy that new car, but buying a used car can make you avoid that depreciation.

With a large selection of used cars nowadays, there is no greater value than buying a used car. However, it is also the highest risk, especially if you have no idea about what you should do to get the best deal without getting scammed by the unscrupulous people who are ready to cheat you. Therefore, it is highly recommended that you arm yourself with all the needed research and collecting the most possible information about the specific used car you wish to buy.

Buying a used vehicle is a big challenge, especially if you have no idea about the car you are going to buy, so it’s highly recommended that you take your time to collect the needed information and research via the internet to arm yourself before going into the battle of buying used cars. To avoid the pitfalls of buying used cars, do your research online and through multiple dealerships and used car lots.

According to my research there are easy, but powerful steps that will enable you to buy the used car you need. Read them carefully and imagine yourself doing them while reading to memorize them quickly and to be able to implement them effectively in the real life to get the best deal like never before.

Consider the benefits of buying a used car

According to the experts at Kelly Blue Book, “In three years a brand-new car could depreciate by as much as 73 percent of its value. At the best it will retain only 62 percent of its value after three years. That’s one major advantage to buying a used car.”. Therefore, why do you throw money away with buying a brand-new car while you can get a high-quality and recent model used car.

Here are some other good reasons that encourage you to do that:

  1. Skillful used car buyer can explore bigger deals.
  2. Certified used cars are widely being sold nowadays, such as certified pre-owned cars which you can purchase with peace of mind because they have been thoroughly inspected and are covered by warranties.
  3. Used cars are now more reliable than ever before.
  4. Used cars from 1 to 3 years old are generally still covered by factory warranty.
  5. You can find the history of the used car by using the car VIN (Vehicle Identification Number) and by using the vehicle history report. And you can get that report easily from CARFAX or Autocheck.
  6. Online, you can check the safety ratings and crash tests for almost any used car.

Set a budget for your purchase

Next, you will need to consider how to finance the car before you go for shopping. Use online tools to help you with that and make a financial plan that suits your budget. Experts at edmunds.com say “Make sure that your monthly payment does not exceed 20 percent of your salary”. It is essential to see how much your specific car really costs. Tools like True Market Value (TMV), True Cost to Own (TCO) on edmunds.com and website like kbb.com will help you with that.

By using affordability calculator and other online calculators, you can determine how much you can pay as a monthly payment. Determine how much you can pay as a down payment for the car if you are going to take out a car loan. It is important to realize that you will not pay only the car price, but you should also consider the other costs of vehicle ownership, such as insurance rates, extended warranties, maintenance, and fuel costs.

There are two ways to buy a used car; either you pay cash or you take out a loan. Taking a loan to buy a car is also called financing the car. You can finance for your used car through a bank, online lender, credit union, or a dealer. It is highly recommended that you finance through the first three, especially bank and online lender.

Choose the right used car

Used car buying has become very popular nowadays, so you will find a large selection of car models to choose from. Search on T.V, magazines, internet or at used car dealerships. Consult friends or relatives. Nowadays the Internet has become the most valuable tool. You can research the large selection of different car models and prices.

Make a list of several used car models that you are interested in and then narrow your list down to 3 or 4 cars. Before you take your list of preferred cars and go to the dealership or private party to purchase, research the car and collect as much information about the car as you can to arm yourself with all the needed knowledge that will save you money and make you get the great deal without getting scammed.

Before you decide on the car model, you should decide whether you will pay the price of the car in cash or you will finance on the car and pay monthly payments. Ask yourself does that car suit your needs? How big you want the car? Does it have headroom and legroom for you and the other passengers? How many passengers will ride in it? Do you need cargo room or towing capacity?

Once you have decided the right model or body style that is excellent for you, you should start collecting detailed information about that specific used car using its VIN. The VIN is included in many online car listings. Websites such as CARFAX OR Autocheck can help you do so easily. Use this VIN to get the vehicle history report which is vital to know the overall condition and history of the car. You will know whether that specific car has ever been totaled, flooded, stolen or whether the odometer has been rolled back.Those are essential information when you consider buying used cars.

If you want to save money, read the consumer reports and car reviews of the model that you are interested in. Compare Kelly Blue Book values, research resale values. By doing your research up front, you can avoid any model if it has a potential issue.

Best places to find used cars

There are a lot of places where you can find used cars, such as online websites, CarMax, dealerships, Auctions, and private party. Each place has its own pros and cons.The certified pre-owned cars are the most expensive used cars. If you want to know more about them you can check out the certified pre-owned vehicle programs at edmunds.com. Make sure that you do not buy a lemon used car.

Test drive and inspect the used car

Test driving and inspecting the used car that you have decided to buy is a very important factor in determining whether or not you proceed with your purchase, you may keep this vehicle for years to come, so make sure that the car is reliable and high performance. Try it in different roads to explore any potential problems you may find later, after you will have bought it.

After you collected the necessary information about the car, contact the seller and arrange an appointment to test drive the used car.When you go to test drive the car, bring along a mechanic because it is highly recommended that you take a mechanic with you to inspect the used car.

When you test drive the car, make sure that the engine is cold because doing that will show you whether there are any chronic issues or not. Bear in mind that it is your chance to test the car, so take your time to judge whether it is a good fit and it is in a good condition or not. Consider the following:

  • How does it feel when you drive the car?
  • How does it feel on bumpy roads?
  • Does the car have the acceleration levels you want?
  • What about the suspension, is it comfortable and even?
  • Does the car pull to one side or another or not? If it pulls, so it may be a problem with alignment or brake. Consider trying the brake.
  • Does the car inside have enough headroom and legroom for everyone who will ride?
  • While you are driving turn off the radio or C.D player to focus on the driving experience and to be able to hear any unusual noise especially from the engine.

Make sure that you get the service records from the seller or dealer. Stay away from the used cars that have been in a serious accident or that have been undergoing major repair work such as engine overhauls, valve jobs or transmission rebuilds. You should also check the VIN of the car, it is located in many places on the car depending on the car model. Make sure that all of the VIN plates on the car are matched not mismatched. Take a trusted mechanic with you to check things more accurately and professionally for you. If it is a CPO (certified pre-owned car) there is no reason to take a mechanic with you because those kinds of cars have undergone a thorough inspection before they have been brought for sale.

Negotiate the price

Your negotiation will largely depend on your research and the information that you have collected from famous car websites and dealerships. Stick to the prices that you have on hand in your list and show the price quotes to the dealer or the private seller to make them feel that you are educated buyer, so they cannot overprice the used car.

Read carefully before you sign

Before you sign, read carefully the clauses of the contract. It is recommended that you take a lawyer with you to finalize the paperwork for you. Avoid signing “as is” when buying a used car, because once you sign that, any problem with the car becomes yours. If you have to do that, make sure that you researched the information and got the Vehicle History Report on the used car. Make sure that any promises are written not just spoken.

Finally, by doing the above steps, you will become the educated buyer who knows exactly how to buy an excellent used car and how much you can expect to pay for it.

I hope this article was helpful for you. If you have any additional advice, please feel free to add it below.

Practical Tips on Buying Curling Irons

Have you noticed that majority of women who have straight hair are fond of curling their hair? Aside from that, it is quite evident these days that most girls would like to buy curling irons so as to have a head with natural-looking curly hair.

For this reason, it has been very essential for women who want to curl their hair to have a nice curling iron to be part of their beauty kit. To find the right hair curling iron for your hair, there are some things that you need to consider. There are wide-ranging tips and information online with regard to selecting the suitable iron for curling your hair.

When choosing a curling iron, it is of the essence to examine closely what type of hair you have as well as your hair length. A short hair needs a small type of curling iron. In case you have a hair that is easily damaged, then you need a curling iron that is of ceramic type. Various sizes of barrel will make different kinds of look. A bigger type of barrel creates a bigger curl. Therefore you need to select the curling iron that is suitable to your hair type.

There is nothing to worry about the iron. What is important is to make the right move when buying an iron for curling your hair. Any hair length can be curled. For short to medium hair, an inch of curly hair is ideal to be worn.

There are different ways on how you can have your hair curled. You may make use of a diffuser to generate loose, vivacious curls. Also, there is a curling iron that lets you choose how big you want the ringlets to be. If you would like to have looser curls, you may use a 2 inch type of curling iron. This curling iron is great for women with long hair.

Here are some things that you have to take into consideration when buying a curling iron. First and foremost, you must opt for the curling iron with a heat setting. This is the principal feature that you should check on a curling iron. It not only lets you choose the temperature of the iron, but it also allows you to set the temperature in accordance with the perfect heat required for styling your curls. The temperature will also depend on your hair type. There are some hair types that can only hold up minimum amount of heat while there are some that needs extreme heat to get the perfect curl. That is why it is of the essence to select the curling iron that has this feature.

The next thing that you need to look into is the kind of material the barrel is made of. Majority of the curling irons have metal barrels. However, there are also irons that are made of ceramic and velvet. Irons that are covered with velvet are said to be ideal for women who have hair that breaks easily. On the other hand, irons that are made of ceramic are designed to give moisture while curling the hair. Essentially, an iron that has metal barrel is great for any hair and is also considered to be the most economical.

Last but not least, you have to check the cord of the iron. This is very important since the cord is the one that connects the iron. If you want to have a curling iron with long-lasting quality, you must select the hair curling iron that is connected through swivel cord. This kind of cord has the ability to minimize the pressure to the internal wires because it will only move when you move about.

Hence, you have to be careful in buying a curling iron. There are several curling irons that are on hand. You must examine the features of the iron carefully before you buy one.

Guide For Buying and Preparing Your Freshwater Aquarium Tank

Before buying your freshwater aquarium tank, one of the first considerations is how much available space you have. The size of your tank will also determine the number and size of fish you can keep. It is my experience that larger aquarium tanks are easier to maintain once they are up and running for a few months. Now that you have considered how much space you have, it is now time to secure your freshwater aquarium.

Buying the Tank

When you go to a pet store, or a preferably a retailer that specializes in fish tanks, choose among the available tanks that will fit in the space you allocated in your home. Another decision is whether you want a fish tank made of glass or acrylic material for your home freshwater aquarium tank.

If you have children at home, the best choice might be an acrylic fish tank because they are more durable and much more difficult to break. However, this material is also prone to scratches, and is more expensive. Nonetheless, it is a good material for a fish tank. A fish tank that is made from glass is less prone to scratches, although it does scratch, costs less, but the event of a breakage cannot be dismissed. I usually keep aquariums made of glass and just exercise caution so that breakage does not occur.

One more thing that you have to consider is the number of fish that you will be placing inside the tank. A general rule is to load the tank at 1 inch of fish per gallon. It is my experience that this can be somewhat excessive. I am usually more conservative loading my tank as low as 1 inch of fish per 2 gallons of water. This combined with an aquarium filter that is more than adequate for a fish tank can reduce the frequency of tank cleaning and aquarium maintenance activities.

Preparing the Aquarium Tank

The freshwater aquarium tank must be prepared before fish can be placed inside. First, fill the tank with freshwater. Setup all accessories that you would like to see in your aquarium such as aquarium gravel or sand, background paper on the back of the fish tank, set up the filter system and aquarium heater, and place any other habitat you provide such as rocks or plants. Get everything up and running and let every run for 3 days to a week. This allows the water chemistry to stabilize and give time for important micro-organisms to grow in your tank.

Stabilizing the aquarium before placing the fish inside it is a must. The pH level should come to an acceptable level, the temperature should be normal for all the fish in the tank. Everything inside the tank contributes to the general well-being of the fish, and therefore, everything must be in place when the tank would be set to run for stabilization.

Time to Buy the Fish

Now that your tank has stabilized since it has been running for a couple of days, you now can go back to the pet store and buy your fish.

Once you have purchased all the fish that you will be placing inside the aquarium, let them acclimatize first to their new home. Float your fish, which should be in plastic bags, in the water so that the water temperatures normalize, so they won’t get shocked by being submerged immediately into water that they are not used to.

The freshwater aquarium tank is the home for your fish and must be maintained with care. With the appropriate care, freshwater aquarium keeping can be fun, easy, and be a low maintenance hobby. If done wrong, you could have a lot of maintenance on your hands by learning the hard way, as I have many times in the past.

GPS Buyers Guide For RV’ers

Thinking about a new GPS? The task of choosing the one that’s right for you can be very intimidating. With so many great brands, models and features to choose from, how do you know which one to buy?

When picking a GPS, the most important question to ask is “What do I want to do with it?” Any automotive GPS unit will tell you where you are and where to go, without getting you lost. As RV’ers, we all have a set of basic needs our GPS must fulfill. Beyond that, it’s completely up to you whether you want, and are willing to pay the extra money for certain features.

Pre-Loaded Maps

The first factor to consider is what maps you need pre-loaded in your GPS. That, of course depends on where you plan to travel. Many systems come with road maps for the entire United States and Canada loaded into their main memory. Some come with all of North America and some come with Europe as well. This gives you the luxury to go anywhere without worrying about whether or not you loaded the proper maps; it also makes the device ready-to-roll, right out of the box. Pre-loaded maps occupy part of the main memory of the GPS; any excess main memory can be used for additional maps, MP3 music, or custom POI’s. This brings us to memory capacity.

Memory Capacity

How much memory your GPS can hold is very important as well. If you purchase a unit that has very little extra main memory, and can’t be expanded; you may find yourself unable to add features or points-of-interest (POI) when you want. Many GPS models only contain enough main memory to hold their pre-loaded maps, with very little left over. This is only a problem if they do not have a memory expansion slot. A memory expansion slot allows you to add memory to the GPS should you ever need it. Most take a Secure Digital (SD) card for memory expansion. SD cards are inexpensive and a great way to add memory to your unit when you need it. More expensive units typically have a considerable amount of their main memory free for your use, and also have a memory expansion slot. Less expensive units typically use most or all of their main memory for built-in features, but most of them still have a memory expansion slot.

Text To Speach

Another important feature to look for is “text-to-speech.” Most voice-prompting GPS units will give an audio notification such as “Turn left in 300 feet” or “Take next exit.” A unit with a text-to-speech function will speak not only the direction but the name of the street as well: “Turn left onto Mulberry Lane in 300 feet” or “Take Exit 23A.” This is a huge help for many people, especially RV’ers, as they won’t even have to glance at the screen to know where to go.

Live Traffic Service

A great new feature to consider is live traffic service. Available in larger cities, a subscription to a traffic service gives you real-time, up-to-the-minute updates on traffic and road conditions. Freeway’s blocked from Exit 23 to Exit 29? Your GPS will notify you and offer an alternative route. After a free trial period, traffic service typically costs about $7/month. Some Garmin units also offer XM Radio services, so that you can get not only live traffic but XM Satellite Radio as well.

Even beyond a typical traffic service is the new Enhanced MSN Direct service. Many of the upper-end Garmin units, like the Nuvi 780 come with this capability. With MSN Direct, you can check the weather, avoid traffic backups, compare local gas prices, get enhanced movie listings, stock information, news and local events when you travel with your unit. Even plan trips from the convenience of your computer, via Windows Live Local, and then wirelessly send locations to your GPS. Like a traffic service, MSN Direct carries a monthly charge after the free trial period.

Bluetooth Enabled

One of the newest additions to GPS systems is the integration of a Bluetooth chip. If both your cell phone and GPS unit are Bluetooth-enabled, you’ll be able to pair them up for hands-free calling, dial-a-POI features, and more, making your automotive electronics suite completely integrated. Many campgrounds POI lists like the CoolRVToyz Ultimate RV Parks & Campgrounds Directory takes advantage of this feature on the Garmin GPS units and allows you to dial a campground hands-free from a touch of your GPS screen.

MP3 Enabled

Another new addition to GPS systems is the ability to play MP3 music. By loading your favorite MP3 music or audio book into your GPS you can play it either through the GPS’ speakers or your in-dash radio. Many of the better GPS units also come with an FM transmitter to link them directly to your in-dash radio so the music comes out of your vehicle’s stereo system. This is particularly useful since the GPS will automatically lower the volume of the music to give you directions, or if you receive a phone call.

Travel Guides and TourGuide(TM)

One of the most exciting new features is Garmin’s new TourGuide(TM) capability. With TourGuide(TM) you can purchase completely guided tours for your GPS. Start the TourGuide(TM) and simply follow the tour. Your GPS will guide you to points of interest, explain them and even show you photos. It’s like having your own tour guide right along for the ride.

Conclusion

Among the most popular GPS navigation systems for RV’ers are the Garmin nuvi 200, 360 and 680, the Lowrance iWAY 600C, the Garmin StreetPilot c550, the Magellan Maestro 4040 and CrossOver GPS, and the TomTom ONE 3rd Edition. So which GPS is the “best?” That depends entirely on your needs, your preferences and your budget.

A Beginner’s Guide to Buying a Tortoise

Increasingly tortoises are becoming popular pets to have thus their availability has grown. But how and where do you buy a healthy and reasonably priced tortoise? Below I provide a simple guide on how to buy a tortoise the healthy, humane, and correct way.

Do your Research

Before you buy your tortoise you need to know what you are looking for. You should choose the species based off your ability to fulfill the needs of that particular species.

For example if the species of tortoise you want has a very particular and expensive diet that you cannot afford, do not buy that species.

Also, when picking a species you should take your experience into account. If you are a beginner pick an easy to take care of tortoise. For example, Russian Tortoises are small and not very temperature sensitive. While an Indian Star Tortoise should be left for advanced and experienced keepers only.

Where to Buy a Tortoise From?

Now that you have a species in mind, lets take a look at the few possible avenues of where you could buy a tortoise.

-Breeders

Breeders are individual people who breed tortoises as a hobby or a business. There are many advantages to buying from a breeder. When you buy from a breeder you know that you are buying a 100% captive bred tortoise that wasn’t taken from the wild. Also, the breeders can offer one-on-one advice for care and in most cases sell the reptile for a lower price than pet shops.

To find breeders in your area search the web on sites like Craig’s List or reptile forums like Tortoise Forum.

-Online

With a quick online search you can find companies willing to send you your tortoise in the mail. Most often these are large-scale tortoise farming operations. Before buying from one of theses companies, do your research and make sure they are humane and most of the time deliver alive and healthy reptiles.

Also, a good amount of the time these companies can provide accurate information on how to care for the tortoise.

-Pet Shops

Buying from big chain or local pet shops is not advised. Most of the time these reptiles are coming from poor conditions and being sold to you by people who aren’t very knowledgeable about tortoises or any reptile. Plus most of the time the reptiles being sold are overpriced compared to breeders. And pet shops have been known to sell beginners unnecessary, expensive equipment.

Useful Tips For Buying A Copier

Every business establishment, whether big or small, needs a copier. Xerox introduced its first fully automated plain paper machine in 1959. Since then, copiers have seen a significant amount of technological development. Modern ones can combine copying, laser printing, scanning and faxing into one machine.

You can find digital and analog copiers in the market. Companies prefer digital ones as they produce less noise, have fewer mechanical problems and reproduce fine lines and photographs. Whether you are looking to buy a new copier for your home or office, here are a few tips to help you make the right choice:

Need– Every business has different printing needs. Get a relatively accurate idea of the number of pages the device will be required to copy in a month. If you require frequent color copies, go for a color copier that offers great options, low cost per click pricing, fast speed and superior image quality. Defining your needs well in advance will help you in making the right decision.

Features– Different copiers come with different features and functions. They also define the cost of the machine. You should consider additional features like, handling different paper sizes, wireless connectivity, security, energy efficiency, graphic capabilities and finishing capabilities.

Consider A Multi function Device– It is always better to buy a single business machine that can scan, fax and print documents rather than buying multiple ones. A single device is cheaper than separate business machines. You should weigh the pros and cons of a single multi function device over a simple copier and additional machines.

Speed– You should check the speed of printing before buying. Keep in mind that faster is not always the better.

Cost– Take into consideration the amount your business is currently spending on outsourcing the task. Buying a copier for your business helps you save both time and money. This will also make your office more productive and versatile. Your staff will be able to serve the business needs more efficiently. You should consider buying a high-performing machine considering it a good investment.

Support– Do proper research and buy a copier manufactured by a reputable company. You should buy from a company that you can not only trust, but also the one that can give you support and maintenance when you need it. This will help you in saving a lot of headaches down the road. The company should offer proper technical support, cleaning and repairs.

Taking time to do research before buying a copier will help you save money. You can also browse a range of copiers available online to get good deals.

Tips That Make Buying Electronics Enclosures Easier

As one of the essential components of electronic or electro-mechanical devices, an electronic enclosure helps protect them from electromagnetic interference (EMI). A lot of appliances and devices like instruments, computers, consoles, push buttons and industrial PCs use these enclosures to avoid exposure to radiation. Besides offsetting the effects of EMI, these specially designed enclosures also save them from the onslaught of external elements like dust, dirt, heat, moisture, and chemicals.

Selecting the right kind of electronic enclosure can be a bit tricky as there are several factors to consider. If you are planning to invest in a few electronic enclosures, here are a few tips to make the buying process easier for you. Take a close look:

Understand Your Shielding Requirement

Before investing in an electronic enclosure for your product, make sure you form a fair idea about how it works. This will help you choose the best enclosure solution depending on the usage of your application. This homework will also help you to know the issues that might crop up while in use and how to deal with them. You will also get an idea of the accessories that you can use along with an enclosure. Also, consider the ratings of the different types of enclosures before making the final choice.

Choose the Distributor Wisely

While buying an enclosure for EMI protection, make sure you buy it from a reliable electronic component distributor. Most of the electronic enclosure manufacturers distribute the products themselves. However, check the availability and shipping time with different distributors before you place the final order. Also, study the ongoing market trends thoroughly so that you can form an idea about the competitive pricing. Usually, a direct buy from the manufacturer helps you get the best possible deals, and this is even more so if you are buying enclosures in bulk.

Get In Touch With the Sales Team

While purchasing enclosure products from a particular manufacturer, be sure to get in touch with their sales team. These skilled professionals will provide you with all the necessary information you need to make an informed buying decision. They might also come up with a more cost-effective solution for you, based on your exact requirements. Hence, get in touch with them well in advance.

Get the Enclosures Modified

One of the most important tasks is to get the enclosures modified. Whether you need the change for identifying or matching dimensions with output, and input always get it done by the manufacturer as they have the best knowledge regarding the impact of certain modifications on the different materials. They are the best persons to guide you on choosing the right technique for the integration of the solution into your application. For example, how much torque to use for drilling it into your device? Your manufacturer’s man is the best person to answer such questions. Moreover, they will also suggest the most cost-effective options for you.

Following these tips will make the job of choosing and buying the electronic enclosures way easier for you. So, keep these tips in your mind and evaluate your options quickly.

Exclusive Tips: How to Buy a Good Mattress

Going by the fact that most human beings spend more time in bed, it is importance to ensure that our sleep is comfortable and stressed free. Other than bed choice, the type and quality of the mattress are also a contributing factor. A mattress is not like a piece of cloth that you buy and use for a short while before discarding, it is therefore important to buy material that is durable and of good quality. To ensure that the mattress you purchase is of high quality, it is important to consider the following 6 tips on picking the perfect mattress for your use;

Your height

A good mattress should be at least six inches longer than the person sleeping on it. The choice of the mattress should give an allowance to your feet.

Do some homework before you start shopping

Do ground work on the choice of the mattress you want to buy. Do enough research about the type, the quality and the size of the mattress you really want to purchase? For example, you can try to remember of that day you slept in lodge or rather a hotel or a friend’s house and had good sleep. That can serve as beginning of making good choice of a mattress. You must have a starting point.

Choose the right type of store that deals with the mattress product

Choose the best sleep specialty store that sells mattresses. In this particular store, it is highly possible to get the best-quality mattress. Go for a dealer or a retailer who provides you with the right information about the mattress as well showing concern over the mattress that meets your needs and desire. You can as well ask from a friend of any dealer he/she knows in case you do not know of any. Stores that specialize in mattresses usually have the whole training on matters to do with good sleep and sell a variety of mattresses.

Make use of retail sales person or associates

Always work with a knowledgeable sales people who can help and guide you through bedding choices. Ask him or her questions that you need answered. Ask the dealer if he does offer the comfort guarantee of the mattress before you buy. Ensure that you understand the details that are contained in it, for example, know whether you can return the mattress within a certain time frame if it doesn’t satisfy your needs.

Test drive your mattress

After you have made your choice of the mattress, try the S.L.E.E.P. test. This involves lying on the mattress on different position to find out whether the mattress meets your needs. Spend some extra time to the position you normally sleep. This will make you feel the true support of the mattress. That is, are you feeling the comfort you want the mattress to provide?

Other tips to look at include

number of coils or turns in a mattress, your sleeping lifestyles, a note on the lifespan of the mattress and warranty, time to use the mattress, among other things to consider.

Make your sleep as comfortable as possible by simply buying the right mattress. Make a wise choice from the various stores that deal with the sales mattress. You don’t need to have backache and sleepless night because of the mattress choice.

Buying a Timeshare Resale: Seven Tips For Success

Most people know that when buying a timeshare, great care should be taken. However, even more care and research should be used when buying a timeshare resale. Timeshare resales cost much less than buying directly from a resort developer, but you should still keep your best interests at heart. Being informed about your timeshare will lead to a positive experience.

1. It is a very good idea to actually see the timeshare you are buying. Some timeshare resellers may “talk up” their timeshare. If the reseller says that the timeshare is in a beautiful place, be sure to check it out. A timeshare, even a resold timeshare, is a great investment. It is important to make sure that you are buying what you want.

2. Timeshare resales often have very appealing prices. Sometimes, these prices can cause the buyer to overlook crucial questions. Be sure to ask about maintenance fees and property taxes. If these have not been paid up-to-date, then the timeshare will cost significantly more than the base price. It is very important to know the whole cost before you decide to buy a timeshare.

3. Some timeshares are affiliated with an exchange company. If the timeshare you are purchasing is affiliated with an exchange company, make sure to find out if this membership can be transferred. Doing this can help you to avoid unnecessary hassles in the future. If the timeshare you are purchasing is a point-system timeshare, find out if the points are transferable. Finally, if there are any additional bonuses with the timeshare, find out if they can be transferred.

4. The seller often pays to advertise the timeshare, while the buyer is stuck with the closing costs. Be informed and find out all of the charges that you will be responsible for upon the closing of the sale. This is important because some buyers do not know how much they are paying when they decide to buy the timeshare.

5. Visiting the timeshare can solve this problem, but it is important to be aware of it. Timeshares can sometimes be located in a facility that has only been partially remodeled. Other timeshares have not been touched at all. Paying an extremely high price for an old, worn-out timeshare is never a good idea.

6. Timeshares have different times that they can be used. Knowing when you can use your timeshare is very important. Some timeshares are odd-or even-year-use timeshares. If you buy one of these timeshares, it may be another year or two before you can actually use the timeshare you purchased. If there is a lease on the property, make sure to find out how much time is left on the lease.

7. Last, but certainly not least, find out why the timeshare is being sold. Too many buyers simply overlook this crucial information. Some resellers don’t want it anymore, but other resellers may have discovered a problem with the timeshare, or an inconvenience. It is important to know these issues so you can decide whether or not you yourself want to deal with them. If the reseller tells you the negative aspects concerning the timeshare, and you are still fully confident in its success, then it will be a good investment.

Timeshare resales can be complicated business. It is important to be as informed as possible when purchasing a timeshare because it is often a very large investment. The more investigating you do, the more informed you will be. Being informed is the best way to ensure that you have a positive timeshare resale experience.

10 Tips to Avoid a Disaster in Buying a Wall Map

Buying a wall map that shows street-level detail can be one of the trickiest tasks a small business faces, especially if the buyer is geographically challenged.

For some businesses, a good local wall map may make the difference between a flat bottom line and one that bulges upward a little.

Few buyers know it, but the task of buying a map for the wall is loaded with possibilities of making a mistake that the purchaser later will regret. The job is not as simple as reaching for a can of beans on a shelf at your local supermarket.

Here are 10 tips to help the buyer avoid a disaster:

1. Know what job you want the map to do.

· Does it cover the territory you need covered?

· What features do you want the map to show?

· Do you want a pretty map or a useful map? Color? Black/white?

· What size do you seek? Will it fit your wall?

· Is the method of hanging important? (rails? rollers? eyelets? nothing?)

· Is lamination necessary, or would you accept paper if available? (Most maps for the wall are not available in paper, because the publisher can’t make enough money to support its business by selling paper maps.)

2. Be willing to compromise.

There is no such thing as a perfect map. Be aware that the business of publishing a map – any map – is extremely complex. Partly because of this, as an example, every map sold to businesses is out of date on the day it comes off the press. And the longer it sits unsold on a shelf, the less current its information is.

The key questions the buyer needs to ask: Does this map do the job for me? Or are there better alternatives?

3. Know your publisher.

Publishers come in all kinds of stripes. No two are alike. Each publisher has its own methods, its own goals, its own priorities. And different publishers focus on different markets, serving different clientele. Make sure the publisher you choose focuses on your needs as a customer.

Don’t buy a map just because the publisher is a household name. That publisher may not serve the market you’re in, and the map offered by that publisher likely won’t serve your needs. Example: If you’re not part of the market that includes tourists, you don’t want to choose a street-level-detail product for your wall produced by a publisher whose primary market is tourists.

While you may want to avoid a publisher that is a household name, it’s not wise to choose a publisher you’ve never heard of. Ask another small business that has bought a map for the wall. Would it buy another one from the publisher you’re considering?

Where does the information on the map come from? A map publisher’s standard answer is that it comes from local government sources. What that publisher doesn’t want you to know is that it may be buying that information from a third party which may have gotten it from a local government source, maybe via the Internet.

Which is okay, if it’s accurate information. But how can the buyer know for sure? Is the publisher telling the truth? Yes, and no. Unfortunately, the economics of map publishing are forcing the largest publishers to buy the information from third parties.

4. Buy directly from the publisher if possible, not from a distributor.

This may be more easily said than done, but here’s why it’s important: The publisher controls the quality of the product. The distributor makes sure it gets to a place where you can buy it, and most often the distributor is the end seller. The distributor has no control over quality. A distributor sells the products that are available. (Most maps available on the web are sold by distributors, not publishers.)

Like many industries, the map business is going through a period of consolidation and change. What was true as little as five years ago may not be true today. Regional publishers are vanishing like the 10-cent movie theater, so it may be hard to find one in your area.

But a regional publisher is much more likely to serve your street-level-detail needs than a national publisher, who is more likely, for example, to serve a different market. It makes sense that a publisher in Chicago who serves the national tourist market can’t keep up with the street changes in your area – especially the streets that a local business needs.

Example: If a street is missing on a tourist’s map, few tourists are likely to notice it. But the omission will stick out like a palm tree in Alaska to a local business — and tell volumes to a potential buyer. Be aware that this difference affects cost, and thus price.

5. Don’t buy sight unseen.

You don’t buy shoes sight unseen. Why would you buy a map sight unseen? Like shoes, one size doesn’t fit allBuying sight unseen is the biggest mistake a map buyer can make.

One change in the map industry has been that many regional map stores have closed, robbing the customer of the chance to see various map products on the wall. That’s too bad, because the chances of making the wrong decision are greatly increased for the buyer.

In many cases, the choices for the buyer today are the web, the web or the web. You can buy a wall map on the web, but you have to be very careful. Know this: What a map website doesn’t say may be more important to you than what it does say.

Beware the publisher or website that is unable – or unwilling – to show and tell. And – if the publisher does show its wares – it’s likely to leave the prospective buyer feeling cheated in his quest for information that can be used for a purchase decision. Click away from the website that doesn’t show you what you want to see.

6. Make sure the map shows information current enough to serve your needs.

A map may be considered up to date by one buyer, but the next buyer may have a far different opinion. The currency test is this: Check an area you’re familiar with — make that two or three areas. Ifyou think the map is up to date, then it’s up to date. The next buyer doesn’t matter. Above all, be aware of this: If a publisher touts his map as being up to date, he may be just telling the buyer what he wants to hear.

7. Try to learn when the map was published, if that is important to you.

Resist the temptation to look at the date on the map (almost all maps show the ‘date it was published’).

This may surprise you: More often than not, the date on the map is meaningless. Little known by most map buyers, here’s what that date means: This is the publisher’s edition for that year. The date on the map often has absolutely nothing to do with the up-to-dateness of the map’s information.

8. Comparison shop – not only for price but also for quality.

The web is chock-full of publishers offering wall maps. Google wall maps and you’ll find almost a hundred million pages containing that phrase. That makes comparison shopping mind-boggling. It’s a maze. But it’s research that every map buyer should do. Remember this: The least expensive map may not be the best to fill your needs, and the most expensive may not be the best, either. Never forget the job you want your map to do.

9. Be prepared to weigh price vs. quality.

On this issue, you’ll have to compromise something. Is price more important to you, or is quality more important to you? Bottom line: Does the map do the job?

10. Take your time deciding. Don’t make a snap decision.

If you decide at 9 a.m. that you need a map on the wall by 2 p.m., you’re going to make a horrible mistake. Buying a map for the wall – one that does the job – just doesn’t happen that fast.

Yes, buying a map for your wall is tricky business, and your business probably is tricky enough. What you don’t need is more tricks. Like most other purchases, in buying a wall map you need to do your homework. Use these tips. Ask a lot of questions. If you don’t like the answers, don’t buy.